5. Other types of boat finance companies concentrate on auto, real estate, or providers lending. And additionally individual bucks money, finance company products is vehicle money (both conversion process financing and you will lead financing), car and you will equipment leases, organization index and you may membership receivable money, revolving credit, non-car individual tough goods financing, and you will closed-stop home loan and you can family equity funds. Pick Chen, Elliehausen, and you will Wicks (2018). Come back to text message

6. However, depository institutions generally speaking give one another organization and credit rating, as well as their sourced elements of financing tend to be all sorts of places, which are items in by themselves.